Effective Date: March 31, 2026
NMLS # 2812145 | Equal Housing Lender
P Cubed Mortgage LLC (“Company,” “we,” “us,” or “our”) is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, share, and protect your information when you visit our website or use our services.
Information We Collect
Personal Identification Information
We may collect personal identification information from users in a variety of ways, including when users visit our website, register for services, subscribe to communications, complete forms, or engage with features and resources we provide.
Depending on the interaction, users may be asked to provide information such as their name, email address, and phone number. Users may also browse our website anonymously.
We collect personal information only when the user voluntarily provides it. However, certain information may be necessary to access specific services or participate in certain activities, including mortgage-related inquiries or applications.
Non-Personal Identification Information
We may collect non-personal identification information whenever users interact with our website. This information may include technical details such as browser type, device type, operating system, internet service provider, and other similar data related to how users access and navigate our site.
This information helps us improve website functionality, enhance user experience, and better understand visitor engagement with our platform.
We implement appropriate data collection, storage, and processing practices to protect personal information against unauthorized access, alteration, disclosure, or destruction. We may use the collected information to evaluate mortgage eligibility, respond to inquiries, and comply with applicable lending regulations.
How We Use Your Information
We use your information for business purposes including:
Processing mortgage applications
Communicating with you regarding your inquiry or loan
Matching you with appropriate lenders and loan programs
Verifying your identity and preventing fraud
Improving our website and marketing efforts
Complying with legal and regulatory requirements
Sharing of Information
We may share your information with:
A. Mortgage-Related Parties
Lenders and investors
Loan processors and underwriters
Credit reporting agencies
B. Service Providers
CRM systems
Marketing platforms
Technology vendors
C. Legal & Compliance
Regulators or government agencies when required
To comply with laws, subpoenas, or legal processes
We do not sell your personal information to third parties.
Communications & Consent
By submitting your information through our website, you expressly consent to receive communications from us, including:
Calls
Text messages
Emails
These communications may be sent using automated technology. Message and data rates may apply. You may opt out at any time by replying STOP or contacting us.
SMS Communications & Data Usage
We may collect your name, email address, phone number, and any information you submit through our forms.
We use this information to:
Respond to inquiries
Provide mortgage-related services
Send appointment reminders and updates
Improve our services
If you provide your phone number and consent, you may receive SMS messages from P Cubed Mortgage LLC related to your inquiry, appointment scheduling, and loan-related updates.
Message frequency varies
Message and data rates may apply
You may opt out at any time by replying STOP
You may reply HELP for assistance
We do not sell, rent, or share your phone number or SMS consent with third parties for marketing purposes.
Text Message Communications & Data Use
By providing your phone number, you consent to receive text messages from P Cubed Mortgage regarding your inquiry, loan application, and related services. Message frequency may vary. Message and data rates may apply. You may opt out at any time by replying STOP. Reply HELP for assistance.
We do not sell, rent, or share your phone number or SMS consent with third parties for marketing purposes.
Cookies & Tracking Technologies
We use cookies and similar technologies to:
Enhance user experience
Analyze website traffic
Improve marketing effectiveness
You may disable cookies through your browser settings.The User's web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. Users may choose to set their web browser to refuse cookies, or to alert them when cookies are being sent. If they do so, note that some parts of the Site may not function properly.
Data Security
We implement reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission over the internet is 100% secure.
Data Retention
We retain personal information:
As long as necessary to fulfill business purposes
As required by mortgage industry regulations
To comply with legal obligations
User Rights
Depending on your state of residence, you may have rights to:
Access your personal information
Request corrections
Request deletion (subject to legal limitations)
To exercise these rights, contact us using the information below. You may also opt out of communications at any time.
Third-Party Links
Users may find advertising or other content on our Site that links to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. Additionally, these sites or services, including their content and links, may change constantly. These sites and services may have their own privacy and customer service policies. Browsing and interaction on any other website, including those linking to our Site, is subject to that website's own terms and policies.
Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect information from children.
Multi-State Compliance Notice
P Cubed Mortgage LLC operates in multiple states, and we comply with applicable federal and state privacy and consumer protection laws.
Changes to This Privacy Policy
We may update this Privacy Policy at any time. Changes will be posted on this page with an updated effective date. You acknowledge and agree that it is your responsibility to periodically review this privacy policy and become aware of modifications.
Your acceptance of these terms
By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will constitute your acceptance of those changes.
Contact Us
Contact Us
If you have any questions about this Privacy Policy, the site's practices, or your dealings with this site, please contact us at P Cubed Mortgage LLC:
1223 West Chester Pike 2nd Floor, Havertown PA 19083
(610) 772-8233