Loan Officer Profile
PATRICK PACAUD
MORTGAGE PROFESSIONAL · NMLS #2212336
Patrick brings a New Yorker's directness and a Philadelphian's resilience to every client he works with.
Licensed Professional NMLS #2212336
Purchase · Refinance · Investment
Serving Pa, NJ, DE, FL, NC
FAST, CLEAR COMMUNICATION
Licensed Professional NMLS #2212336
Purchase · Refinance · Investment
Serving Pa, NJ, DE, FL, NC
FAST, CLEAR COMMUNICATION
About Patrick
A straightforward approach to getting your loan done right.
"If you can make it in New York, you can make it anywhere. I've got a New Yorker's drive and a Philadelphian's resilience — and I bring both to every loan I work."
— PATRICK PACAUD
Patrick is known for being clear, responsive, and focused on one thing: getting clients from application to closing as efficiently as possible.
His approach is simple: no guesswork, no unnecessary steps, and no leaving clients in the dark. Whether you're buying your first home, refinancing, or building an investment portfolio, Patrick structures each loan with a clear plan and keeps you informed every step of the way.
Clients appreciate that they always know what's happening, what's next, and what's needed — without chasing updates or dealing with confusion.
Born and raised in New York and based in the Philadelphia area for over 17 years, Patrick leveraged those experiences to become a mortgage expert who helps clients make the smartest mortgage decisions possible.
Whether you're a first-time homebuyer or building a portfolio, Patrick builds a partnership you can always rely on.
What it's like to work with Patrick
A clear, structured experience from your first conversation to closing day.
Clear from the Start
You'll understand your options upfront — no surprises later.
Fast Response Times
Questions don't sit unanswered. You get clarity quickly.
Structured Process
Every step is mapped out so nothing falls through the cracks.
No Fluff, Just Results
The focus is always on getting you to closing smoothly.
Loan Solutions
Every loan Patrick works is structured with a clear plan built around your situation.
Discipline Carries Over.
Outside of work, Patrick trains in Muay Thai and travels whenever he can. Both reflect how he shows up professionally — disciplined, consistent, and always pushing to improve.
Muay Thai & Jiu Jitsu
Discipline and precision — the same qualities that define his approach to mortgage.
Travel
Exploring new cultures broadens perspective — and Patrick brings that to every client relationship.
GET STARTED
Let's make your next move simple.
If you're looking for someone who communicates clearly, moves quickly, and keeps things on track from start to finish, Patrick is ready to help.
1223 West Chester Pike 2nd Floor, Havertown PA 19083
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All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.