Real Clients. Real Results.

MORTGAGES ARE PERSONAL.
SO IS THE WAY WE WORK.

Buying or refinancing a home can get complicated fast. See why borrowers, homeowners and real estate professionals trust Patrick to help them navigate the process with clarity, patience and a plan.

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Summer Horan

Google Review
★★★★★
★★★★★

“If you’re even THINKING about buying a house, give Patrick a call. I can’t say it any simpler. Patrick is EXCELLENT at what he does, and I can assure you, he will do everything in his power to help you buy your house. My loan was extremely complicated—FHA with renovations, multiple parties involved, a thousand regulations... Not Patrick though. He took the challenge head on, and guided me throughout the entire process.”

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Allison Holmes

Google Review
★★★★★
★★★★★

“We couldn't have had a better experience working with Patrick. From start to finish, he was knowledgeable, professional and so very helpful. He made the entire process smooth and stress free for us.”

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Jeremy S.

Google Review
★★★★★
★★★★★

“I had an excellent experience working with Patrick as my mortgage lender. He was incredibly professional, very knowledgeable with any questions we had, and communication was easy and fast throughout the entire process. Patrick took the time to explain every step... We were very impressed with how quickly our loan was able to be processed and ready to close.”

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Sandra Clark

Google Review
★★★★★
★★★★★

“Can’t say enough how much I appreciated working with Patrick Pacaud. He was attentive and responsive from beginning to end, walking me through each step of the way to a home equity loan.”

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Renee Scholl

Google Review
★★★★★
★★★★★

“We had the BEST experience working with Patrick. He was not only professional, but his rapport was wonderful!! He went above and beyond to ensure we had the best deal possible on our new home. We will continue to work with him as any needs arise.”

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Naesha Millwood

Google Review
★★★★★
★★★★★

“I wish I was able to give Patrick a million stars—he's literally the best to ever do it! Patrick was able to get us to closing in 30 days and beat the other rates! Patrick the GOAT!”

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Thomas Malcolm

Google Review
★★★★★
★★★★★

“Patrick is an outstanding loan officer and a true professional. His communication is clear and proactive, which makes even complex transactions run smoothly. He also understands the importance of accuracy and collaboration.”

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Linda Pinckney

Google Review
★★★★★
★★★★★

“Patrick went over and above all expectations to get our loan closed. He even sent a mobile notary 2 1/2 hours out of his way to my house to make sure we closed the loan before we had to travel for an out of town commitment. He kept us informed, and checked on our progress every step of the way. We couldn't be happier!”

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Jane Gardner

Google Review
★★★★★
★★★★★

“Working with Patrick was an outstanding experience! From start to finish, he was professional, knowledgeable, and incredibly responsive. He took the time to explain every step of the mortgage process and answered all my questions, making sure I felt comfortable and informed. Patrick went above and beyond to find the best rates and options that fit my needs.”

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Gerald Knott

Google Review
★★★★★
★★★★★

“I've attempted to make partnerships for the past two years with various lenders which have dropped the ball. Although no transaction is perfect, Patrick navigated my deal in Chester to the finish line. I'm excited to do more business in the future.”

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1223 West Chester Pike 2nd Floor, Havertown PA 19083

© P Cubed Mortgage LLC 2026 | NMLS #2812145

Licensed in: PA NJ FL NC

All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.